CashBurst

Amount Term What you’ll need
“On The Go” from $100 – $1,000; “Jump Start” from $1,000 – $3,000; “Active” from $3,000 – $5,000; “Loan Plus” from $5,000 – $10,000* “On The Go’ Loans” – 1-42 days; “Jump Start” Loans – 3-9 months; “Active” Loans – 9-18 months; “Loan Plus” Loans – 12-36 months 1. You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand; 2. You need to have been permanently employed with the same employer for at least 3 months; 3. For our ‘On The Go’, ‘Jump Start’ and ‘Active’ loans, you need to be earning at least $350 a week (after tax) excluding government benefits; 4. For our ‘Loan Plus’ loans*, you need to be earning at least $800 a week (after tax) excluding government benefits; 5. Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months; 6. You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order; 7. You have access to the Internet and a mobile phone.

SmartCash

Amount Term What you’ll need
A payday loan needs to be affordable for you, and manageable. And, let’s face it, we want you to be able to pay us back! That’s why we will lend you up to 20% of what you are paid over the period of the loan, net after tax. So it’s easy for you to repay. SMARTCASH payday loans need to be repaid within 31 days, or by the date specified in your loan contract. 1. 18 years or older; 2. A legal New Zealand resident; 3. In continuous, permanent employment for at least 3 months; 4. Earn at least $400 weekly, after tax, from employment*; 5. Hold a New Zealand bank account; 6. Have your earnings paid directly into your bank account; 7. Have an email account; 8. Have an active mobile phone; 9. Have no other current loan(s) with another online payday lender**

Payday Loan

Amount Term What you’ll need
You can apply for a short term loan of $100 – $1000 The maximum term of a loan with us depends on how often you are paid. We allow up to 6 weekly repayments, 3 fortnightly repayments, or 1 monthly repayment 1. You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand; 2. You need to have been permanently employed with the same employer for at least 3 months; 3. You need to be earning at least $350 a week (after tax) excluding government benefits; 4. Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months; 5. You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order; 6. You have access to the Internet and a mobile phone